Every dollar the business keeps, distributes, or reinvests is a personal wealth decision in disguise. We connect the two so they serve the same plan.
No cost. 15 minutes. No obligation.
Advisors usually live on one side of a wall. The CPA handles the business. The planner handles the personal side. Nobody connects them, and the gaps between the two are where value quietly disappears. Retained earnings sit idle, distributions come at the wrong time, and reinvestment decisions get made without a view of what the owner actually needs.
Business decisions and personal wealth are not separate. They are the same decision seen from two sides.KEYSTONE CONSULTING TEAM
A documented map of how value moves from the business to your personal balance sheet across retained earnings, owner draws, reinvestment, and eventual exit proceeds, tied to your timeline.
A clear framework for when to reinvest in the business, when to distribute, and how much to retain, aligned to your personal goals and risk tolerance.
A defined target for what the business needs to deliver on exit to fund your next chapter, so growth and structure decisions serve that number.
Document how money moves from the business to you today, and where it stalls or leaks.
Clarify your timeline, risk, and goals, and translate them into what the business needs to deliver.
Create a written plan connecting reinvestment, distribution, and exit decisions to your personal wealth targets.
Bring your CPA, planner, and other advisors onto the same plan so the gaps close.
The measurable shift each engagement is built to produce.
Alignment is not a product. It is the absence of gaps. When the business and personal sides serve the same plan, fewer dollars fall through the cracks, and every business decision gets made against what the owner actually needs the business to do.
This is the core of the Owner Wealth Assessment, and it informs the KEV Index because personal wealth alignment directly affects transferable enterprise value and how a buyer reads the stability of the business.
This work directly informs the KEV Keystone Enterprise Value Index™, KODI Keystone Owner Dependence Index™.
Reinvestment versus distribution decisions that change as the business scales.
See the anglePractice value tied to provider retirement and succession planning.
See the angleNo. Neither Vincent nor Bob is a registered investment advisor, and Keystone has no affiliation with any RIA. We align business decisions with your personal wealth plan. We do not provide investment advisory or securities advice.
No. Your planner stays in place. We connect their plan to the business decisions that fund it, so the two sides work together instead of in isolation.
It is the number the business needs to deliver on sale or transition to fund your next chapter. Defining it lets every growth and structure decision serve that outcome.
Salary, distributions, retirement contributions, and accountable plans structured to maximize after-tax outcom
Explore serviceEntity structure, owner compensation, retirement vehicles, and Section 199A. Strategy only. We do not prepare
Explore serviceBuilt on private equity experience scaling portfolio companies from approximately $50M to $500M and beyond. Th
Explore serviceThe Keystone Value Creation Assessment™ audits your last 12 to 36 months and gives you a written summary whether you engage us or not. If there is not a clear opportunity to create value, we will tell you directly.